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Part 5 of this Federal Trade Commission Act forbids unjust or misleading functions or techniques.

Part 5 of this Federal Trade Commission Act forbids unjust or misleading functions or techniques. The reasonable lending rules broadly prohibit two forms of discrimination: disparate therapy and impact that is disparate. In certain circumstances, both theories may use. Disparate therapy takes place when a lender treats a customer differently due to a protected attribute. […]

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